Statement Containing Salient features of Balance-sheet and Profit & Loss Account etc.

as per Section 219(1)(b)(iv)and Form 23AB of RBI

Name of the C.C. Bank -The Balasore Bhadrak Central Co-operative Bank Ltd.

Abridged Balance-sheet as at 31-03-2025

	SOURCES OF FUND	Figure as at the end of
Code No.	Particulars	Current Financial Year 31-03-2025	Previous Financial Year 31-03-2024
1	Capital	2,41,30,50,169.17	2,20,67,77,347.17
	Reserves & Surplus	2,11,64,24,080.64	2,00,06,41,949.19
	Deposits	30,10,05,31,931.62	26,44,55,87,171.28
	Borrowings	12,66,24,47,048.26	12,80,89,88,422.26
	Other Liabilities & Provisions	6,09,33,71,287.29	5,57,84,26,749.82
	Total	53,38,58,24,516.98	49,04,04,21,639.72
ii	APPLICATION OF FUNDS
	( a ) Cash Balances	13,67,17,014.00	14,44,17,252.00
	(b) Balances with Banks	17,06,45,94,234.58	15,02,45,89,406.12
	( c ) Investments	7,37,60,25,057.65	6,55,67,73,304.92
	(d) Advances	26,55,51,34,800.69	25,13,65,63,049.34
	( e ) Fixed Assets	33,67,05,924.85	34,79,81,535.23
	( f ) Other Assets	1,91,66,47,485.21	1,83,00,97,092.11
	Total	53,38,58,24,516.98	49,04,04,21,639.72
i	( a) Interest On Loans & Advances	3,36,02,15,266.75	3,18,95,64,188.96
	( b) Other Income	4,73,76,729.03	8,76,08,219.69
	TOTAL	3,40,75,91,995.78	3,27,71,72,408.65
ii	EXPENDITURES
	(a) Interest on Deposit & Borrowings	2,43,85,07,401.99	2,20,23,99,961.50
	(b) Operting Expenses	34,48,17,605.65	32,31,54,622.76
	( c ) Provisions	55,33,29,329.34	65,54,31,292.41
	Net Profit C/O to Balance-Sheet	7,09,37,658.80	9,61,86,531.98
	TOTAL	3,40,75,91,995.78	3,27,71,72,408.65
iii	Profit before Tax	9,47,95,887.86	12,47,23,199.98
iv	Provision for Taxation	2,38,58,229.06	2,85,36,668.00
v	Profit after Tax	7,09,37,658.80	9,61,86,531.98
vi	Proposed Dividend	0.00	1,92,37,306.40
vii	Transfer to Reserve & Surplus	0.00	7,69,49,225.58